Insurance Plans That Cover Medical Equipment
Several insurance providers in British Columbia offer coverage for home medical equipment. Below is a comparison of plans commonly used by our clients.
Pacific Blue Cross
- Primary Blue — entry-level health coverage
- Blue Choice — tailored coverage for retirees and people with medical conditions or disabilities
SunLife Financial
Comprehensive health, life, dental, and disability insurance. Coverage can include home renovations, medical equipment, medications, and medical supplies.
Chambers of Commerce Group Insurance Plan
Covers 50% to 100% of eligible costs. Includes prescription drugs, paramedical services, vision care, and extended health care.
Marine Benefits (BC)
Covers medically necessary services and supplies not covered under Provincial Hospital Insurance, including hospital, physician, diagnostics, ambulance, and medical appliances.
Construction Industry Benefits Plan (CIBP)
Standard and Enhanced plans covering health, vision, dental, and extended health care for persons with disabilities.
Alliance for Arts and Culture
Group health benefits for arts workers including extended health, dental, life insurance, disability, and accidental death benefits.
Tips for Submitting Equipment Claims
Most medical equipment claims require:
- A prescription or referral from your physician or specialist
- A detailed quote from the equipment provider (we can provide this)
- Your plan number and member ID
- Prior authorization if required by your plan
Contact Macdonald's at 604-872-5496 — we can help you prepare the documentation for your claim.